A) Reclaimation problems (If the developer in charge of donations, ala me at the moment, went rouge... It would be far more likely for the team to regain money from Paypal than a real banking institution) I consider it *extremely* unlikely that Paypal would refund you in such a case. Read their AGB...

Gosh, seeing some of the developers are from Germany I would think you really should have known how to solve that problem at least for donations within Europe easily. It even saves you a lot of fees that Painpal charges. Remains only the problem how to receive donations from overseas, which can be a...

First: You should be happy that you'r rid of Painpal now. I know its a very convenient system but it has quite some drawbacks and is iffy at least in terms of reliability and lawfulness. If you had read any of the (probably somewhat exaggerated) horror stories about Paypal on its numerous hate pages...